A community committed to saving lives and property needs trained firefighters, proper equipment, and adequate supplies of water. Insurance companies consider it good public policy - and good business - to promote and encourage the efforts of individual communities to improve their fire protection services.

ISO Mitigation Online collects information on a community's public fire protection and analyzes the data using the Fire Suppression Rating Schedule (FSRS). ISO then assigns a Public Protection Classification from 1 to 10. Class 1 represents the best public protection, and Class 10 indicates no recognized protection. The town of Georgetown has an ISO rating of 4.